Capital without pledging assets, funded directly by Solvic. We evaluate your business performance " not what you own.
Solvic Capital's direct unsecured business loans provide capital based entirely on your business revenue and performance. No real estate, no equipment, no personal assets required as collateral. Because we fund you directly, we can make faster decisions and offer competitive rates without broker fees.
Apply online in 5 minutes. Our direct underwriting team evaluates your revenue history and business profile. Approval typically within hours. Upon signing, Solvic Capital deposits funds directly to your business account. Fixed monthly repayments make budgeting straightforward.
Most businesses qualify with ,000+ in monthly revenue, 6+ months in business, and an active business bank account.
| Requirement | Minimum |
|---|---|
| Time in Business | 6+ months |
| Monthly Revenue | $25,000+ |
| Credit Score | No minimum " bad credit OK |
| Collateral | Not required |
| Funding Timeline | Same day (before 2 PM EST) |
Bad credit is acceptable " we evaluate your revenue, not your credit score.
A direct Unsecured Business Loans from Solvic Capital is ideal when you need working capital directly from a balance-sheet lender with no broker middlemen. No collateral needed, no assets pledged. Common use cases include managing cash flow gaps, seasonal inventory purchasing, covering unexpected expenses, funding growth initiatives, and consolidating higher-interest debt. Because Solvic Capital is the direct lender, your rate is not marked up by broker commissions or middlemen fees.
Solvic Capital has funded over $500M+ directly to businesses across the United States, with many clients receiving funds the same business day. Our direct underwriting means you get a decision in hours, not days.
| Feature | Direct Unsecured Business Loan (Solvic) | Bank Loan |
|---|---|---|
| Funding Speed | Same day | 2-6 weeks |
| Credit Score Required | No minimum | 680+ typically |
| Collateral | Not required | Usually required |
| Minimum Revenue | $25,000+ | + annual |
| Broker Fees | Zero " direct lender | N/A (bank direct) |
Solvic Capital's direct lending model combines the speed of alternative funding with the transparency of a direct lender. You get fast capital without the broker markup that inflates costs from middlemen.
Apply in 5 minutes. Our direct underwriting team reviews your business performance " not just your credit score. Receive a decision within hours, and if approved, sign online. Funds are deposited directly to your business account, often the same business day.
There is no credit check to apply, no obligation to accept terms, and no broker fees. You work directly with Solvic Capital from application to funding.
No credit check • No broker fees
Get funded directly by Solvic Capital. No broker fees, no middlemen.