Direct Business Term Loans
from Solvic Capital

What Is Direct Term Loans?

Solvic Capital's direct term loans provide a lump-sum funded directly from our balance sheet with fixed monthly repayments over a defined period. Whether you need capital for equipment, expansion, acquisition, or a major project, a direct term loan provides predictable payments that make budgeting straightforward. No broker fees added to your loan cost.

How It Works Directly

Apply online in 5 minutes. Our direct team underwrites based on your revenue and business profile. Upon approval, you receive a direct term sheet with full cost disclosure. Sign and receive funds within 24 hours. Fixed monthly payments begin the following month.

Who Qualifies?

Most businesses qualify with ,000+ in monthly revenue, 12+ months in business, and an active business bank account.

Bad credit is acceptable " we evaluate your revenue, not your credit score.

When to Choose a Direct Term Loan

A direct Term Loans from Solvic Capital is ideal when you need working capital directly from a balance-sheet lender with no broker middlemen. Fixed payments, predictable repayment schedule. Common use cases include managing cash flow gaps, seasonal inventory purchasing, covering unexpected expenses, funding growth initiatives, and consolidating higher-interest debt. Because Solvic Capital is the direct lender, your rate is not marked up by broker commissions or middlemen fees.

Solvic Capital has funded over $500M+ directly to businesses across the United States, with many clients receiving funds the same business day. Our direct underwriting means you get a decision in hours, not days.

Direct Term Loans vs Traditional Bank Loan

Solvic Capital's direct lending model combines the speed of alternative funding with the transparency of a direct lender. You get fast capital without the broker markup that inflates costs from middlemen.

How to Apply for Direct Term Loans

Apply in 5 minutes. Our direct underwriting team reviews your business performance " not just your credit score. Receive a decision within hours, and if approved, sign online. Funds are deposited directly to your business account, often the same business day.

There is no credit check to apply, no obligation to accept terms, and no broker fees. You work directly with Solvic Capital from application to funding.