Last updated: January 1, 2026
Please read these disclosures carefully before applying for direct business funding from Solvic Capital.
Solvic Capital is a direct business lender. We fund businesses with our own capital. We are not a broker, marketplace, or lead generation service. When you apply with Solvic Capital, no third-party broker receives your application or adds fees to your funding cost.
A Merchant Cash Advance is a purchase of future receivables, not a loan. Cost is expressed as a factor rate, not APR. Factor rates at Solvic Capital range from 1.10 to 1.50. The effective APR can be significantly higher than traditional loans when repaid quickly. Full cost disclosure is provided before signing.
Submitting a direct application does not guarantee approval. All applications are subject to underwriting review by Solvic Capital's direct team.
Most direct funding products require a personal guarantee from the principal business owner.
Disclosure questions: funding@solviccapital.com