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Direct Lender • Fast • Same-Day Available

Direct Merchant Cash Advance
from Solvic Capital

Same-day capital funded directly by Solvic. No broker markup on your factor rate. Repayments flex with your daily revenue.

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What Is Direct Merchant Cash Advance?

A Merchant Cash Advance (MCA) from Solvic Capital provides a lump sum of working capital funded directly from our balance sheet. Repayment is made as a small daily percentage of your card sales or via fixed ACH withdrawal — meaning your payments flex with your business revenue. Because Solvic Capital is the direct lender, your factor rate is not marked up by broker fees.

How It Works Directly

Apply online in 5 minutes. Our direct underwriting team reviews your bank statements and business performance. Decision within hours. Upon approval and signing, Solvic Capital deposits funds directly to your business account — often the same business day. You repay daily from your card sales until the advance is satisfied.

Who Qualifies?

Most businesses qualify with 6+ months in business, $10,000+ in monthly revenue, and an active business bank account. Bad credit is acceptable — we evaluate your revenue, not your credit score.

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Funding AmountUp to $5M
Decision TimeHours
Funding SpeedSame Day
CollateralNot Required
Broker FeesZero — Direct
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No credit check • No broker fees

Direct FAQ

Frequently Asked Questions

When you get an MCA through a broker, the broker adds their fee to your factor rate — you pay more. Solvic Capital is the direct lender, so you get our best direct factor rate with zero broker markup.
Our direct factor rates range from 1.10 to 1.50 depending on your business profile, industry, and revenue. Because we're a direct lender, these rates are not marked up by broker commissions.
Most complete applications receive a decision within hours. Same-day funding is available for applications approved before 2 PM EST.
No. Checking your direct funding options with Solvic Capital does not affect your credit score.

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Get funded directly by Solvic Capital. No broker fees, no middlemen.

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