Navigating small business financing options can be overwhelming. As a direct lender, Solvic Capital breaks down every option available to small businesses in 2025.
1. Merchant Cash Advance
Best for: Businesses needing fast capital, especially those with strong card sales. Funded directly by Solvic Capital. Same-day funding available. Factor rates from 1.10–1.50. No broker fees when you apply direct.
2. Revenue-Based Financing
Best for: Growing businesses that prefer flexible monthly payments. Repay as a percentage of gross revenue. Payments naturally decrease in slower months. Direct from Solvic Capital.
3. Business Line of Credit
Best for: Managing ongoing cash flow needs. Revolving credit you draw as needed. Only pay interest on what you use. Available directly from Solvic Capital from $10,000 to $500,000.
4. Unsecured Business Loan
Best for: Businesses needing fixed repayments without pledging assets. Approved based on revenue, not collateral. Direct from Solvic Capital.
5. Term Loan
Best for: Planned investments with predictable repayment. Fixed monthly payments over a set period. Amounts from $25,000 to $5 million directly from Solvic Capital.
6. SBA Loan
Best for: Businesses with strong credit and time to wait. Low rates but strict requirements and slow approvals — often 60–90 days. Not a Solvic Capital product, but worth considering for long-term investments.
The Direct Advantage for All Products
For all non-SBA products, applying directly with Solvic Capital eliminates broker fees, speeds up approvals, and gives you a direct relationship with the funding source.