A Business Line of Credit is one of the most useful financing tools for small businesses — giving you access to revolving capital that you draw when needed. Here's how to qualify directly with Solvic Capital.
What Lenders Look At
As a direct lender, Solvic Capital evaluates three primary factors: monthly revenue consistency, time in business, and your ability to service the credit line. We do not require perfect credit or collateral for most line of credit products.
Minimum Requirements
To qualify for a direct line of credit from Solvic Capital, most businesses need at least 12 months in operation, $25,000+ in monthly revenue, and an active business bank account in good standing.
How to Strengthen Your Application
Show consistent monthly revenue in your bank statements. Avoid overdrafts in the 3 months before applying. Have a clear purpose for the credit line — lenders appreciate understanding how capital will be used.
How the Direct Process Works
Apply online in 5 minutes. Solvic Capital's direct team reviews your bank statements and issues a credit line offer within hours. Upon signing, your credit line is active and you can draw immediately.